Institution Summary
Financial Snapshot
Truist Bank reported total assets of $535.5B8 as of 2025-09-30. The institution holds $404.1B in deposits9 and maintains a loan portfolio of $325.2B10. Total equity capital stands at $62.6B11, representing an equity-to-assets ratio of 11.69%12.
Key Metrics (Q3 2025)
Growth Trajectory
Truist Bank has demonstrated steady growth over the past five years, with total assets increasing 16.1%.14
Asset & Deposit Trend
| Period | Total Assets8 | Total Deposits9 | Asset Growth (QoQ) |
|---|---|---|---|
| 2019-12-31 | $461.3B | $347.5B | — |
| 2020-03-31 | $495.1B | $362.8B | +7.3% |
| 2020-06-30 | $494.0B | $391.2B | -0.2% |
| 2020-09-30 | $488.0B | $385.5B | -1.2% |
| 2020-12-31 | $498.9B | $395.8B | +2.2% |
| 2021-03-31 | $506.5B | $410.1B | +1.5% |
| 2021-06-30 | $510.3B | $412.7B | +0.8% |
| 2021-09-30 | $516.8B | $420.1B | +1.3% |
| 2021-12-31 | $528.5B | $428.1B | +2.3% |
| 2022-03-31 | $531.0B | $439.2B | +0.5% |
| 2022-06-30 | $531.9B | $435.7B | +0.2% |
| 2022-09-30 | $534.0B | $427.2B | +0.4% |
| 2022-12-31 | $546.0B | $424.9B | +2.2% |
| 2023-03-31 | $564.6B | $417.1B | +3.4% |
| 2023-06-30 | $546.5B | $418.5B | -3.2% |
| 2023-09-30 | $534.7B | $411.9B | -2.2% |
| 2023-12-31 | $527.5B | $407.5B | -1.3% |
| 2024-03-31 | $526.7B | $406.1B | -0.2% |
| 2024-06-30 | $511.9B | $397.4B | -2.8% |
| 2024-09-30 | $515.2B | $400.4B | +0.6% |
| 2024-12-31 | $523.1B | $402.1B | +1.5% |
| 2025-03-31 | $527.5B | $413.8B | +0.8% |
| 2025-06-30 | $535.6B | $417.5B | +1.5% |
| 2025-09-30 | $535.5B | $404.1B | -0.0% |
Source: FFIEC Call Reports, Schedule RC
Capital & Risk Metrics
Truist Bank maintains solid capital ratios. The Tier 1 leverage ratio stands at 9.80%18, comfortably above the 4% minimum for well-capitalized institutions. The efficiency ratio of 55.23% indicates disciplined cost management.20
Capital & Performance Ratios (Q3 2025)
Credit Quality
Noncurrent loans represent 0.66% of total loans, near industry averages. The noncurrent loans to equity capital ratio is 3.44%, suggesting strong loss absorption capacity.2122
Profitability
The bank generated year-to-date net income of $4.1B13. Return on average equity stands at 8.95%.23 Annual equity capital declined 1.53%, reflecting modest profitability pressures.25
Data Sources & Footnotes
All data sourced from official regulatory filings. Each metric is cited to its source document and field code for verification.
1 [FRS:id_rssd] Federal Reserve Structure Data, RSSD Identifier
2 [FRS:id_fdic_cert] Federal Reserve Structure Data, FDIC Certificate Number
3 [FRS:entity_type] Federal Reserve Structure Data, Entity Type Code
4 [FRS:prim_fed_reg] Federal Reserve Structure Data, Primary Federal Regulator
5 [FRS:dt_open] Federal Reserve Structure Data, Date Opened
6 [FRS:dt_insur] Federal Reserve Structure Data, Date FDIC Insured
7 [FRS:city, state_abbr_nm] Federal Reserve Structure Data, Address Fields
8 [CR:RCON2170:Q3 2025] FFIEC Call Report, Schedule RC, Total Assets
9 [CR:RCON2200:Q3 2025] FFIEC Call Report, Schedule RC, Total Deposits
10 [CR:RCON2122:Q3 2025] FFIEC Call Report, Schedule RC, Total Loans and Leases
11 [CR:RCON3210:Q3 2025] FFIEC Call Report, Schedule RC, Total Equity Capital
12 [UBPR:UBPRE634:Q3 2025] UBPR, Equity Capital to Assets Ratio
13 [CR:RIAD4340:Q3 2025] FFIEC Call Report, Schedule RI, Net Income YTD
14 Calculated from [CR:RCON2170] 5-year comparison
18 [UBPR:UBPRD486:Q3 2025] UBPR, Tier 1 Leverage Capital Ratio
19 [UBPR:UBPRR031:Q3 2025] UBPR, Tier 1 Risk-Based Capital Ratio (N/A if bank uses CBLR framework)
20 [UBPR:UBPRE088:Q3 2025] UBPR, Efficiency Ratio
21 [UBPR:UBPR7414:Q3 2025] UBPR, Noncurrent Assets % Total Loans
22 [UBPR:UBPRE546:Q3 2025] UBPR, Noncurrent Loans to Equity Capital
23 [UBPR:UBPRE630:Q3 2025] UBPR, Net Income % Average Bank Equity
25 [UBPR:UBPRE635:Q3 2025] UBPR, Annual Growth Rate in Equity
Methodology
This profile is generated from FFIEC Call Report and Uniform Bank Performance Report (UBPR) data filed by Truist Bank. All financial figures are in nominal U.S. dollars as reported. The institution is tracked using Finleet Universal Identifier (FUID) 390-852-320, which normalizes regulatory identifiers across mergers and structural changes.
Data Sources: FFIEC Central Data Repository, Federal Reserve National Information Center, FDIC BankFind Suite. Report period: Q3 2025.