The FDIC published its Community Reinvestment Act compliance examination list to open the new year, the OCC approved a Bank of America relocation and an Amerant Bank branch establishment, across three total events as markets returned from the New Year's Day holiday.

FDIC Publishes CRA Examination List

The FDIC issued its list of banks examined for Community Reinvestment Act compliance — the first regulatory publication of 2026. The CRA examination list identifies which FDIC-supervised institutions were evaluated for their lending, investment, and service performance in low- and moderate-income communities. CRA ratings are critical for banks seeking to expand through mergers, acquisitions, or branch openings, as regulators consider CRA performance when reviewing applications.

The early-year release sets the baseline for 2026 CRA supervision and provides the public with transparency into which institutions were recently examined.

OCC Approves Bank of America Relocation

The OCC approved a relocation for Bank of America, NA in Charlotte, North Carolina. Bank relocations at institutions of Bank of America's scale — the nation's second-largest bank by assets — are typically operational moves involving headquarters functions, regional offices, or processing centers rather than branch-level changes. Each approved relocation is processed as a formal corporate action by the OCC.

Amerant Bank Opens New Branch

Amerant Bank, NA in Coral Gables, Florida, consummated the establishment of a new branch. Amerant Bank is one of the largest community banks in the Southeast, with a focus on South Florida markets. The branch opening on the first business day of the year signals that the bank completed its expansion planning and construction during Q4 2025 and was ready to open as soon as the new year began.

New Year, New Cycle

January 2 recorded just three events — the lowest daily total in the Finleet Terminal's tracking period — as the financial services industry returned from the New Year's Day holiday. No broker-dealer personnel changes, FINRA actions, SEC filings, or advisory channel events were recorded, reflecting the universal market closure on January 1 and the reduced staffing typical of early January. Activity will ramp up as regulatory offices, FINRA, and the SEC return to full operations in the coming days.

All data sourced from FDIC, OCC, and the Finleet Terminal as of January 2, 2026. Entity profiles are available at terminal.finleet.com.