Membership Analysis VA 2025 Q4

Navy Federal Credit Union Posts 6.1% Membership Gain, Outperforming Industry

Navy Federal Credit Union (5536) reports +6.1% YoY membership growth in 2025 Q4, with $11,002 average deposit and 85.6% loan-to-share ratio.

By Cassandra Troy · Finleet CU Intelligence

2026-03-14

Navy Federal Credit Union (5536), headquartered in Vienna, VA, reported 15,139,001 members at the end of 2025 Q4, an increase of 872,831 members (+6.1%) year-over-year.

The average member holds $11,002 in deposits. Strong membership growth combined with deposit growth signals successful community outreach and competitive product offerings.

Quarterly Membership Trends

Period	Members	QoQ	Avg Deposit
2024 Q1	13,575,728		$11,154
2024 Q2	13,768,499	+1.4%	$10,796
2024 Q3	14,045,179	+2.0%	$10,689
2024 Q4	14,266,170	+1.6%	$10,643
2025 Q1	14,524,529	+1.8%	$11,022
2025 Q2	14,753,892	+1.6%	$10,943
2025 Q3	14,998,804	+1.7%	$10,911
2025 Q4	15,139,001	+0.9%	$11,002

Total Members

15,139,001

+6.1% YoY

Avg Deposit

$11,002

Deposit Growth

+9.7%

Loan Growth

+5.8%

View Entity Profile →

FINLEET VERIFIED Intelligence Standard

Source: NCUA 5300 Call Reports (2025 Q4) · Analysis: Finleet Verified Intelligence · All figures derived from regulatory filings. No estimates or projections.

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