Membership Analysis CA 2025 Q4

Valley Strong Credit Union Adds 16,081 Members, Exceeding Expectations

Valley Strong Credit Union (68712) reports +4.8% YoY membership growth in 2025 Q4, with $10,126 average deposit and 78.3% loan-to-share ratio.

By Cassandra Troy · Finleet CU Intelligence

2026-03-14

Valley Strong Credit Union (68712), headquartered in Bakersfield, CA, reported 353,871 members at the end of 2025 Q4, an increase of 16,081 members (+4.8%) year-over-year.

The average member holds $10,126 in deposits. The membership trajectory reflects broader trends in the credit union industry.

Quarterly Membership Trends

Period	Members	QoQ	Avg Deposit
2024 Q1	325,608		$10,271
2024 Q2	336,162	+3.2%	$9,937
2024 Q3	332,896	-1.0%	$10,260
2024 Q4	337,790	+1.5%	$10,216
2025 Q1	343,182	+1.6%	$10,405
2025 Q2	347,778	+1.3%	$10,166
2025 Q3	351,876	+1.2%	$10,001
2025 Q4	353,871	+0.6%	$10,126

Total Members

353,871

+4.8% YoY

Avg Deposit

$10,126

Deposit Growth

+3.8%

Loan Growth

-2.2%

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FINLEET VERIFIED Intelligence Standard

Source: NCUA 5300 Call Reports (2025 Q4) · Analysis: Finleet Verified Intelligence · All figures derived from regulatory filings. No estimates or projections.

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