Membership Analysis TX 2025 Q4

University Federal Credit Union Reports 5.5% YoY Membership Gain in 2025 Q4

University Federal Credit Union (1367) reports +5.5% YoY membership growth in 2025 Q4, with $8,072 average deposit and 89.7% loan-to-share ratio.

By Cassandra Troy · Finleet CU Intelligence

2026-03-14

University Federal Credit Union (1367), headquartered in Austin, TX, reported 417,920 members at the end of 2025 Q4, an increase of 21,624 members (+5.5%) year-over-year.

The average member holds $8,072 in deposits. The membership trajectory reflects broader trends in the credit union industry.

Quarterly Membership Trends

Period	Members	QoQ	Avg Deposit
2024 Q1	379,855		$8,989
2024 Q2	384,816	+1.3%	$8,585
2024 Q3	391,419	+1.7%	$8,320
2024 Q4	396,296	+1.2%	$8,195
2025 Q1	402,419	+1.5%	$8,371
2025 Q2	408,076	+1.4%	$8,176
2025 Q3	414,629	+1.6%	$8,110
2025 Q4	417,920	+0.8%	$8,072

Total Members

417,920

+5.5% YoY

Avg Deposit

$8,072

Deposit Growth

+3.9%

Loan Growth

-1.1%

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FINLEET VERIFIED Intelligence Standard

Source: NCUA 5300 Call Reports (2025 Q4) · Analysis: Finleet Verified Intelligence · All figures derived from regulatory filings. No estimates or projections.

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