Loan Analysis
CO
2025 Q4
Premier Members Credit Union Lending Surges 130.1% with 0.43% Delinquency Rate
Premier Members Credit Union (62574) reports +130.1% YoY loan growth in 2025 Q4, with 88.8% loan-to-share ratio and 0.43% delinquency rate.
By Cassandra Troy · Finleet CU Intelligence
2026-03-14
Premier Members Credit Union (62574) reported $3.03B in total loans and leases at the end of 2025 Q4, an increase of $1.71B (+130.1%) year-over-year. The credit union's delinquency rate stands at 0.43%.
With a 88.8% loan-to-share ratio, Premier Members Credit Union is deploying member deposits aggressively into loans.
Loan Portfolio Composition
| Loan Type | Balance | % of Portfolio | YoY |
|---|---|---|---|
| Used Vehicle | $807.58M | 26.7% | +198.7% |
| New Vehicle | $206.04M | 6.8% | +582.5% |
Quarterly Trends
| Period | Total Loans | QoQ | Total Assets |
|---|---|---|---|
| 2024 Q1 | $1.29B | $1.79B | |
| 2024 Q2 | $1.28B | -0.4% | $1.75B |
| 2024 Q3 | $1.31B | +1.7% | $1.75B |
| 2024 Q4 | $1.32B | +0.8% | $1.81B |
| 2025 Q1 | $1.32B | +0.2% | $1.80B |
| 2025 Q2 | $1.33B | +0.8% | $1.79B |
| 2025 Q3 | $2.93B | +120.1% | $3.97B |
| 2025 Q4 | $3.03B | +3.5% | $4.07B |
Peer Comparison
Among 195 credit unions in its asset peer group, Premier Members Credit Union ranks in the 100th percentile for loan growth.
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