Deposit Analysis WI 2025 Q4

Covantage Credit Union Deposit Growth Ranks 69th Among WI Peers

Covantage Credit Union (66848) reports +8.8% YoY deposit growth in 2025 Q4, with $18,550 average deposit per member and 98.7% loan-to-share ratio.

By Cassandra Troy · Finleet CU Intelligence
2026-03-14

Covantage Credit Union (66848), a $4.10B credit union headquartered in Antigo, WI, led by CEO Zanayed, reported $3.41B in member deposits at the end of 2025 Q4, an increase of $276.80M (+8.8%) compared to the same quarter last year.

The credit union's 98.7% loan-to-share ratio indicates strong loan demand relative to deposits.

Deposit Composition

Deposit TypeBalance% of TotalYoY
Share Certificates$1.15B33.7%+17.7%
Regular Shares$739.02M21.7%+4.5%
Money Market$731.37M21.5%-5.7%
Share Drafts$438.27M12.9%+4.8%
IRA/KEOGH$187.16M5.5%+4.5%
Non-Member Deposits$138.19M4.1%+179.4%

Quarterly Trends

PeriodTotal DepositsQoQAvg/Member
2024 Q1$3.09B$18,385
2024 Q2$3.09B+0.2%$18,273
2024 Q3$3.11B+0.7%$18,205
2024 Q4$3.13B+0.5%$18,206
2025 Q1$3.20B+2.4%$18,403
2025 Q2$3.19B-0.3%$18,047
2025 Q3$3.32B+3.9%$18,349
2025 Q4$3.41B+2.7%$18,550

Member Metrics

Covantage Credit Union serves 183,625 members, an increase of 6.8% year-over-year. The average member deposit is $18,550.

Members
183,625
+6.8% YoY
Avg Deposit
$18,550
Loan-to-Share
98.7%
Net Worth Ratio
9.41%

Peer Comparison

Among 194 credit unions in its asset peer group, Covantage Credit Union ranks in the 69th percentile for deposit growth.

+8.8%
Covantage Credit Uni
+7.4%
Peer Avg
+2.1%
WI Avg
+1.5%
vs Peers
View Entity Profile →
FINLEET VERIFIED Intelligence Standard
Source: NCUA 5300 Call Reports (2025 Q4) · Analysis: Finleet Verified Intelligence · All figures derived from regulatory filings. No estimates or projections.

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