Navigant Credit Union Posts 4.9% Deposit Gain, Exceeding Expectations
Navigant Credit Union (62882) reports +4.9% YoY deposit growth in 2025 Q4, with $21,121 average deposit per member and 101.1% loan-to-share ratio.
Navigant Credit Union (62882), a $4.09B credit union headquartered in Smithfield, RI, led by CEO Orovitz, reported $3.53B in member deposits at the end of 2025 Q4, an increase of $164.58M (+4.9%) compared to the same quarter last year.
The credit union's 101.1% loan-to-share ratio indicates strong loan demand relative to deposits.
Deposit Composition
| Deposit Type | Balance | % of Total | YoY |
|---|---|---|---|
| Money Market | $1.28B | 36.4% | +24.2% |
| Share Certificates | $1.06B | 30.2% | -5.0% |
| Share Drafts | $776.25M | 22.0% | +2.6% |
| Regular Shares | $250.85M | 7.1% | -15.4% |
| IRA/KEOGH | $151.85M | 4.3% | -2.2% |
Quarterly Trends
| Period | Total Deposits | QoQ | Avg/Member |
|---|---|---|---|
| 2024 Q1 | $3.29B | $21,876 | |
| 2024 Q2 | $3.33B | +1.2% | $21,747 |
| 2024 Q3 | $3.36B | +1.2% | $21,663 |
| 2024 Q4 | $3.36B | -0.1% | $21,287 |
| 2025 Q1 | $3.46B | +2.8% | $21,392 |
| 2025 Q2 | $3.46B | +0.1% | $21,055 |
| 2025 Q3 | $3.56B | +2.8% | $21,377 |
| 2025 Q4 | $3.53B | -0.9% | $21,121 |
Member Metrics
Navigant Credit Union serves 166,946 members, an increase of 5.7% year-over-year. The average member deposit is $21,121.
Peer Comparison
Among 195 credit unions in its asset peer group, Navigant Credit Union ranks in the 39th percentile for deposit growth.
Want the Full Picture?
Access complete financials, peer comparison, and 10-year trends in the Finleet Terminal.
GET FINLEET TERMINAL