Deposit Analysis OR 2025 Q4

Rogue Credit Union Posts 14.7% Deposit Gain, Above Peer Median

Rogue Credit Union (68660) reports +14.7% YoY deposit growth in 2025 Q4, with $14,904 average deposit per member and 70.0% loan-to-share ratio.

By Cassandra Troy · Finleet CU Intelligence
2026-03-14

Rogue Credit Union (68660), a $4.20B credit union headquartered in Medford, OR, led by CEO Stephenson, reported $3.57B in member deposits at the end of 2025 Q4, an increase of $457.33M (+14.7%) compared to the same quarter last year.

The credit union's 70.0% loan-to-share ratio represents a balanced approach between lending and liquidity.

Deposit Composition

Deposit TypeBalance% of TotalYoY
Regular Shares$990.92M27.8%+17.6%
Share Certificates$988.39M27.7%+11.2%
Share Drafts$776.97M21.8%+18.6%
Money Market$650.45M18.2%+23.9%
IRA/KEOGH$130.08M3.6%+10.9%
Non-Member Deposits$29.70M0.8%-63.1%

Quarterly Trends

PeriodTotal DepositsQoQAvg/Member
2024 Q1$3.02B$14,476
2024 Q2$3.04B+0.9%$14,481
2024 Q3$3.11B+2.1%$14,568
2024 Q4$3.11B+0.2%$14,634
2025 Q1$3.19B+2.4%$14,985
2025 Q2$3.18B-0.0%$14,842
2025 Q3$3.23B+1.3%$14,899
2025 Q4$3.57B+10.6%$14,904

Member Metrics

Rogue Credit Union serves 239,425 members, an increase of 12.6% year-over-year. The average member deposit is $14,904.

Members
239,425
+12.6% YoY
Avg Deposit
$14,904
Loan-to-Share
70.0%
Net Worth Ratio
10.21%

Peer Comparison

Among 190 credit unions in its asset peer group, Rogue Credit Union ranks in the 90th percentile for deposit growth.

+14.7%
Rogue Credit Union
+7.6%
Peer Avg
+0.5%
OR Avg
+7.1%
vs Peers
View Entity Profile →
FINLEET VERIFIED Intelligence Standard
Source: NCUA 5300 Call Reports (2025 Q4) · Analysis: Finleet Verified Intelligence · All figures derived from regulatory filings. No estimates or projections.

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