Deposit Analysis CO 2025 Q4

Premier Members Credit Union Posts 131.7% Deposit Gain, Beating State Average

Premier Members Credit Union (62574) reports +131.7% YoY deposit growth in 2025 Q4, with $16,491 average deposit per member and 88.8% loan-to-share ratio.

By Cassandra Troy · Finleet CU Intelligence
2026-03-14

Premier Members Credit Union (62574), a $4.07B credit union headquartered in Broomfield, CO, led by CEO Pacheco, reported $3.41B in member deposits at the end of 2025 Q4, an increase of $1.94B (+131.7%) compared to the same quarter last year.

The credit union's 88.8% loan-to-share ratio indicates strong loan demand relative to deposits.

Deposit Composition

Deposit TypeBalance% of TotalYoY
Regular Shares$1.13B33.2%+262.5%
Share Certificates$947.24M27.8%+108.7%
Share Drafts$617.87M18.1%+129.1%
Money Market$542.80M15.9%+36.2%
IRA/KEOGH$139.26M4.1%+301.1%
Non-Member Deposits$27.46M0.8%+0.0%

Quarterly Trends

PeriodTotal DepositsQoQAvg/Member
2024 Q1$1.44B$18,741
2024 Q2$1.43B-0.9%$18,547
2024 Q3$1.44B+0.8%$18,515
2024 Q4$1.47B+2.3%$18,790
2025 Q1$1.50B+2.1%$19,078
2025 Q2$1.52B+0.8%$19,237
2025 Q3$3.32B+118.8%$16,213
2025 Q4$3.41B+2.8%$16,491

Member Metrics

Premier Members Credit Union serves 206,803 members, an increase of 164.0% year-over-year. The average member deposit is $16,491.

Members
206,803
+164.0% YoY
Avg Deposit
$16,491
Loan-to-Share
88.8%
Net Worth Ratio
8.17%

Peer Comparison

Among 195 credit unions in its asset peer group, Premier Members Credit Union ranks in the 100th percentile for deposit growth.

+131.7%
Premier Members Cred
+6.8%
Peer Avg
+3.4%
CO Avg
+124.9%
vs Peers
View Entity Profile →
FINLEET VERIFIED Intelligence Standard
Source: NCUA 5300 Call Reports (2025 Q4) · Analysis: Finleet Verified Intelligence · All figures derived from regulatory filings. No estimates or projections.

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